Term deposit | ProCredit Bank
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Term deposit

New offer for 3m TDA (new deposits):

3.5% NIR,  3.02% EIR for EUR

5.5% NIR, 5.64% EIR for RSD

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New offer for deposits:

Special offer for TDA in EUR 

  • NIR 3.50%, EIR 3.02% for TDA in EUR on 3 months (new deposits)
  • NIR 2.40%, EIR 2.05% for TDA in EUR on 6 months
  • NIR 2.40%, EIR 2.05% for TDA in EUR on 9 months
  • NIR 2.40%, EIR 2.04% for TDA in EUR on 12 months

Special offer for TDA in RSD

  • NIR 5.50% EIR 5.64% for savings in RSD for 3 months (new deposits)
  • NIR 4.50% EIR 4.59% for savings in RSD for 6 months
  • NIR 4.50% EIR 4.59% for savings in RSD for 9 months
  • NIR 4.50% EIR 4.59% for savings in RSD for 12 months
  • NIR 3.15% EIR 3.20% for savings in RSD for 18 months

 

Special offer for TDA in USD

  • NIR 3.00%, EIR 2.57% for TDA in USD on 3 months
  • NIR 3.00%, EIR 2.57% for TDA in USD on 6 months
  • NIR 3.00%, EIR 2.56% for TDA in USD on 9 months
  • NIR 2.90%, EIR 2.47% for TDA in USD on 12 months
  • NIR 2.80%, EIR 2.37% for TDA in USD on 18 months

The offer is valid until December 31st 2025

The minimum amount for TDA is 1000 EUR/USD or 100,000 RSD

Please check conditions of savings and representative examples 

Savings calculator - calculate the interest you will receive at the end of the term

Minimalan amount is 1.000 EUR / USD or100.000 RSD.
15% tax deduction

The calculator is informative and not obligational for the bank

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Good habits should never be replaced. You must certainly have them if you’ve decided to start saving.

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Conditions and representative examples

New offer for term deposit - valid until December 31st 2025

An example for EUR TDA with 12 months maturity:

Classic term deposit with monthly accrual of interest

  • NIR 2.40%,
  • EIR 2.04%,
  • Period of the term deposit: 12 months
  • Currency: EUR
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 1,000;
  • 15% tax.
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).
Savings amount100.00080.00050.00040.00020.000
The amount the client receives at the end of term period102,04081,63251,02040,81620,402

 

An example for EUR TDA with 9 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 EUR
  • NIR 2.40%,
  • EIR 2.05%,
  • Period of the term deposit: 9 months
  • Currency: EUR;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 1,000;
  • 15% tax.
  • The amount the client receives at the end of term period: 50,771.29 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for EUR TDA with 6 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 EUR
  • NIR 2.40%,
  • EIR 2.05%,
  • Period of the term deposit: 6 months
  • Currency: EUR;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 1,000;
  • 15% tax.
  • The amount the client receives at the end of term period:  50,514.19 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for EUR TDA with 3 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 EUR
  • NIR 3.50%,
  • EIR 3.02%,
  • Period of the term deposit: 3 months
  • Currency: EUR;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of EUR 1,000;
  • 15% tax.
  • The amount the client receives at the end of term period:  50,374.93 EUR
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for RSD TDA with 3 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 1,000,000 RSD
  • NIR 5.50%,
  • EIR 5.64%,
  • Period of the term deposit: 3 months
  • Currency: RSD;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of RSD 100,000;
  • 0% tax.
  • The amount the client receives at the end of term period:  1,013,863.01 RSD
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for RSD TDA with 6 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 1,000,000 RSD
  • NIR 4.50%,
  • EIR 4.59%,
  • Period of the term deposit: 6 months
  • Currency: RSD;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of RSD 100,000;
  • 0% tax.
  • The amount the client receives at the end of term period:  1,022,315.07 RSD
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for RSD TDA with 9 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 1,000,000 RSD
  • NIR 4.50%,
  • EIR 4.59%,
  • Period of the term deposit: 9 months
  • Currency: RSD;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of RSD 100,000;
  • 0% tax.
  • The amount the client receives at the end of term period:  1,033,657.53 RSD
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for RSD TDA with 12 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 1,000,000 RSD
  • NIR 4.50%,
  • EIR 4.59%,
  • Period of the term deposit: 12 months
  • Currency: RSD;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of RSD 100,000;
  • 0% tax.
  • The amount the client receives at the end of term period:  1,045,000.00 RSD
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for RSD TDA with 18 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 1,000,000 RSD
  • NIR 3.15%,
  • EIR 3.20%,
  • Period of the term deposit: 18 months
  • Currency: RSD;
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of RSD 100,000;
  • 0% tax.
  • The amount the client receives at the end of term period:  1,047,120.55 RSD
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for USD TDA with 9 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 USD
  • NIR 3.00%,
  • EIR 2.56%,
  • Period of the term deposit: 9 months
  • Currency: USD
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of USD 1,000
  • 15% tax.
  • The amount the client receives at the end of term period:  50,960.62
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

An example for USD TDA with 6 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 USD
  • NIR 3.00%,
  • EIR 3.57%,
  • Period of the term deposit: 6 months
  • Currency: USD
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of USD 1,000
  • 15% tax.
  • The amount the client receives at the end of term period:  50,639.24 USD
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

 

An example for USD TDA with 12 months maturity:

Classic term deposit with monthly accrual of interest, 

  • Savings amount: 50,000 USD
  • NIR 2.90%,
  • EIR 3.00%,
  • Period of the term deposit: 12 months
  • Currency: USD
  • Annual interest rates are fixed.
  • Indexing criteria: no criteria.
  • Minimal amount of USD 1,000
  • 15% tax.
  • The amount the client receives at the end of term period: 51,232.50 USD
  • Additional costs: No additional cost
  • This offer is available with a  Free account (0 RSD), Basic account (150 RSD) and Total Account Package (595 RSD).

Additional Information:

  • Interest rates are expressed per annum.
  • The interest rate is fixed.
  • Effective interest rate on FX savings are net and income tax are deducted from capital income tax in accordance with the Personal Income Tax Law.
  • The aforementioned interest rate is valid for both residents and non-residents.
  • The bank does not index the deposits of private individuals.

FAQ

What are the options for rescheduling existing savings?

If, when signing the savings contract, you opt for automatic rescheduling after the end of the contracted period, the savings will be extended to the same term, according to the standard conditions from the Price List for natural persons.

For additional information, please contact the nearest branch or call our Online Center at 0700700000 (for calls from landlines) or 0112057000 (for calls from mobile phones).
 

The bank participates in the system of compulsory deposit insurance established in the Republic of Serbia. 

Learn more at the Deposit Insurance Agency

 

agencija-za-osiguranje-depozita

 

Current interest rates for term deposits are available in the Price List for private individuals.

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