Total Account - the only current account you need
No hidden expenses. You’ll notice the difference in your budget.
What do I get?
- Current account in RSD and EUR
- Contactless Mastercard Direct and Dina cards, with free home delivery
- Overdraft - up to 2 monthly salaries (by defined conditions)
- Flex save in RSD and EUR
- eBanking and mBanking are free of charge, including 10 transaction monthly
- free cash withdrawals and deposits through our 24/7 Zones, with a daily limit of EUR 5,000
- 5 free of charge withdrawals per month from the ATMs of other banks
- buy/sell the EURO at the middle exchange rate, up to EUR 1,000 per month
- free SMS messages - account outflows and transactions, for amounts over RSD 10,000.
- Classic TDA - by choice
Monthly Total Account maintenance fee of RSD 595.
With your Total Account, you have access to the following services
Flex Savings
With the Total Account saving is flexible - transfer funds into your savings online each month and withdraw these funds whenever you need to through ATMs located at our 24/7 Zones, up to EUR 5,000 per day.
FlexFund
When you need to access your funds fast, our FlexFund is always ready to assist.
We approve an overdraft of up to 2 salaries.
Investment loans
Whether you need cash or want to refinance a loan, buy a new car or renovate your home, we have one loan tailored to suit all your needs!
Housing loans
Don’t just dream about that new home, your new flat is just 10 days away.
No National Corporation for Housing Loan Insurance (NKOSK) or life insurance fees.
Mastercard® Direct card
Make secure and contactless payments with the only card you’ll ever need.
Withdraw up to EUR 5,000 daily at our 24/7 Zones.
Energy efficiency loan with a refund of up to 20%
Invest in energy efficiency of your home, with a 20% refund.
In cooperation with EBRD i GEFF.
FAQ
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How to open an additional account?
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Open an Additional Account via mBanking
You can easily open an additional account in our bank through the mBanking app by following these steps:
- In the Requests section, select Request to Open an Account and choose Additional Account.
- Next, select the currency for your new account. You can choose RSD, EUR, USD, or CHF.
- Review your personal details already stored in the app and click Continue.
- After your request is processed, the bank will notify you once the account is opened. At that point, you will need to sign the documentation.
See how to accept the offer and sign the documentation via mBanking and eBanking.
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How to make an international money transfer?
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If you want to pay for a vacation, send money to your family, or want to make any other payment abroad, you no longer need to come to the bank, but you can do it by downloading the order form from our website, filling it out and sending it by e-mail addresses registered in the bank to e-mail srb.deviznapodrska@procredit-group.com
See the instructions for filling out a payment order abroad
Our colleagues will further contact you for account verification through the eBanking application.
For inflows from abroad, you will receive an SMS message with information to which address to send the basis of the inflow, so that the money is available to you.
All inflows to the account are free, if you put the money in savings.
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How to get a confirmation from the bank?
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Do You Need a Confirmation from the Bank?
Whether you need a confirmation of an executed payment order, account balance, account transactions, outstanding loan or credit card debt, closed account, closed credit card account, or closed loan, simply send a request through Internet Banking or via our website.
The confirmation will be delivered to your email on the same day.
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How to get an account statement?
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You can download your account statement in one of the following ways:
- Directly from the mBanking app
- Request it from our Online Center via email at srb.kontakt@procredit-group.com
- Ask your advisor at one of our branches
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Defining the limit for SMS messages about outflows
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SMS messages about outflows and transactions are automatically set to arrive for amounts over RSD 10,000.
If you want to receive messages for smaller amounts, please send a request from your registered e-mail address to srb.kontakt@procredit-group.com
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How to Accept an Offer and Sign Documentation via mBanking and eBanking
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Signing via mBanking
- Log in to the mBanking app.
- Select Requests, then Received Requests.
- Review the contractual documentation attached to the message. If you agree, click Accept Offer.
- A window will appear with the option Request New TAN Code. Click Next.
- The TAN code will be sent to you via SMS.
- Enter the TAN code in the designated field and click Next.
Signing via eBanking- Log in to eBanking.
- Select Virtual Mailbox, then Inbox, and click Message Details.
- Review the contractual documentation attached to the message. If you agree, click Accept Offer.
- A window will appear with the option Request New TAN Code. Click Next.
- The TAN code will be sent to you via SMS.
- Enter the TAN code in the designated field and click Next.
Once you see the message “Offer Accepted”, your request is finalized.
Not a client of ProCredit Bank yet?
Open an account ONLINE in just 10 minutes and enjoy all the benefits of using our Total Account.